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Top 3 FIXED Rates

From 1.68% onwards, here’s our top picks.

 

HSBC

2 Year fix Rate

 

2 Years Lock In

1.50%

1st Year Interest

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FEATURES

  • Min. loan size $200,000
  • One time free conversion after lock in

Year 1 : 1.50%

Year 2 : 1.50%

Year 3 : 1-mth SIBOR + 0.75% = 1.37%

Thereafter : 1-mth SIBOR + 0.75% = 1.37%

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HSBC

3 Year fix Rate

 

3 Years Lock In

1.55%

1st Year Interest

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FEATURES

  • Min. loan size $200,000
  • One time free conversion after lock in

Year 1 : 1.55%

Year 2 : 1.55%

Year 3 : 1.55%

Thereafter : 1-mth SIBOR + 0.75% = 1.37%

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Citigold

2 Yrs Fixed Rates

 

2 Years Lock In

1.62%

1st & 2nd Year Interest

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FEATURES

  • Min. loan size $750,000

Year 1 : 1.62%

Year 2 : 1.62%

Year 3 : 1-mth SIBOR + 0.55% = 1.17%

Thereafter : 1-mth SIBOR + 0.65% = 1.27%

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Top 3 FLOATING Rates

From 1.52% onwards, here’s our top picks.

 

HSBC

1M SIBOR Rates

 

2 Years Lock In

1.22%

1st Year Interest

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FEATURES

  • Min. loan size $800,000
  • Smart Mortgage (up to 70% interest offset)
  • One time free conversion anytime
  • 50% waiver of penalty due to sale

Year 1 : 1-mth SIBOR + 0.60% = 1.22%

Year 2 : 1-mth SIBOR + 0.60% = 1.22%

Year 3 : 1-mth SIBOR + 0.60% = 1.22%

Thereafter : 1-mth SIBOR + 0.75% = 1.37%

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Citigold

2 Yrs Floating Rates

 

2 Years Lock In

1.25%

1st & 2nd Year Interest

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FEATURES

  • Min. loan size $750,000
  • Interest offset up to 50%
  • Choice of 1 or 3 months Sibor

Year 1 : 1-mth SIBOR + 0.63% = 1.25%

Year 2 : 1-mth SIBOR + 0.63% = 1.25%

Year 3 : 1-mth SIBOR + 0.68% = 1.30%

Thereafter : 1-mth SIBOR + 0.68% = 1.30%

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maybank

3m sibor Rates

 

1 Year Lock In

1.33%

1st Year Interest

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FEATURES

  • Min. loan size $100,000
  • One time free conversion after lock in

Year 1 : 3-mth SIBOR + 0.48% = 1.33%

Year 2 : 3-mth SIBOR + 0.55% = 1.40%

Year 3 : 3-mth SIBOR + 0.95% = 1.80%

Thereafter : 3-mth SIBOR + 0.95% = 1.80%

Enquire now